Thursday, April 16, 2009

No Money Down

Bills, broads and booze kills most police careers. How's your credit? I checked mine recently and it was so good it surprised me! Agencies like applicants with good credit. Good credit shows you are a responsible adult who can handle money without getting into trouble. Good credit shows you keep your word and pay your bills.

One of the things that often gets cops into trouble is their financial situation. I was looking at police want ads a couple days ago and there were agencies paying $100,000.00 per year. That's a lot of money. That's without overtime. Why would anyone in law enforcement let their finances get out of hand? One thing that sometimes happens is young officers get hired and have more money than they ever had in their whole life. So they go out and buy a house, a car, a jet ski, a boat, a summer cabin, and all kinds of things they don't really need. Then they realize that they can't make all the payments.

That shows a lack of responsibility on their part. It also shows that agencies don't do a good enough job of training our officers how to handle their money. If we all know that finances are a big reason for officers to fail, why don't we train them how to handle their money? Why don't we check up on them every year by doing a credit check, rather than wait until they are stealing or taking bribes to make ends meet because they are drowning in debt? As a profession, we let our officers down by not helping them to take care of themselves in this critical area; that's what the SGT Says.

6 comments:

Protect_and_Serve said...

I'm sure you have also noticed that 99% of domestic calls can be traced back to alcohol or money problems.

Bunkermeister said...

Yes, and the divorce rate for cops is not low either. Few problems are made better by the application of alcoholic beverages.

Meadowlark said...

Disagree COMPLETELY.

If you believe that good cops start taking bribes because they're in debt, then we have a problem. In my opinion, they weren't good cops to begin with.

There's a lot of F*ed up stuff one might do when in debt, but if they don't have enough integrity to not sell out, they never did.

(of course, my beloved Corps won't let you be on embassy duty if you have too much debt, so perhaps I'm a bit naive about integrity)

*Goddess* said...

I noticed you were clever enough NOT to ask about the broads:)

My husband has worked in mgt in retail for years, and he has often said that it's USUALLY the people who don't NEED the money that steal from their employers. It's more out of resentment or greed than lack of $ to pay the bills.

Protect_and_Serve said...

My first chance to be "dirty" was $240 next to a passed out drunk. My biggest chance was $114,000. It never accured to me to take the money.

Bad debt says a lot about a person but I don't think it will make good people do bad things.

Bunkermeister said...

As humans we can all be tempeted in the right circumstances, but most good cops will avoid both the temptation and the circumstances.

A cop who is worried he may lose his house because he his behind on his morgage is more likely to steal than when he was up to date on it.

The good cops are good, it is the marginal ones we have to watch and keep good.